Who should consider it?
If you have a car, it makes sense to protect yourself against unexpected costs with car insurance.
That’s because accidents can be costly – especially when you’re at fault. If your car is involved in an accident you caused, you’ll not only have the expense of repairing your own car – you’ll generally have to pay for damage to the other vehicle too.
What can it cover?
The cover provided by comprehensive insurance can vary, depending on the policy.
But here are some examples of possible cover:
- Replacement of a lost or stolen vehicle
- Cover to help pay for the damage you’ve caused to another person’s vehicle
- Cover for the cost of a rental care if your car needs repairing or gets stolen
- A replacement of the same make and model for new cars that are written off within three years
- Legal liability cover
- Re-keying or re-coding of vehicle keys that are stolen
What isn't cover?
There are exclusions. There is also often a deductible or excess and limits on cover, so check with your Lesure insurance broker.
Product Disclosure Statement
A Product Disclosure Statement (PDS) is available for motor insurance and can be obtained from a Lesure insurance broker.
You should consider the PDS in deciding whether to acquire, or continue to hold, motor insurance.