Who should consider it?
Any individual or company holding an event needs the vital cover that events insurance can offer. Events can include concerts, exhibitions, festivals, fundraisers, theatre productions, trade shows, dance parties or corporate functions.
Events insurance is usually taken out by professionals in the hospitality or entertainment industry, such as:
- Event managers and coordinators
- Events promoters and organizers
- Sound and lighting operators
- Stage managers
What can it cover?
Events insurance protects you and your company from the various risks you’re exposed to when conducting an event. Without insurance, such a claim could threaten your assets.
Depending on your policy event insurance may include cover for:
- Losses arising where an event is cancelled due to weather, or abandonment, or non-appearance of a performer
- Loss due to venue and equipment damage
- Liability if a third party issues a claim for personal injury or property damage
What isn't cover?
There are exclusions. There is also often a deductible or excess and limits on cover, so check with your Lesure insurance broker.